01 · Money Map
One page. The whole picture.
Net worth, retirement, mortgage, debts and goals on one Money Map. Four numbers tell you where you stand before you scroll.
02 · Accounts
Everything, finally in one place.
Current accounts, savings, pensions, ISAs, your mortgage, loans, even the car on the drive. Add them once and they all count.
03 · Cash Flow
Know what's left until payday.
See what's coming in, what's going out and what's yours to spend before payday. Overpayments, goal savings and car costs each get their own line.
04 · Ask Moni
Tell Moni. Moni sets it up.
Ask in plain English. Moni works out the details, shows you exactly what will change, and only acts when you tap Confirm.
05 · The ripple
One change. Everything moves.
Overpay your mortgage and watch it ripple through: an earlier end date, less interest, a faster-growing net worth and a better retirement outlook. Most apps keep these in separate boxes. MoniAtlas joins them up.
06 · To-Do
Reminders that clear in one tap.
On payday, your overpayment is waiting in To-Do with the rest of your money jobs. Tap once and it's done, and your balance updates.
07 · Wishlist to Goal
From someday to a plan.
Park the things you want on your Wishlist, out of every forecast. When you're ready, make it a goal and Moni works out what to put aside each month.
08 · Assets
What you own, and what it costs.
Your home and your car count towards net worth. Their MOT, tax and service dates land in Cash Flow and To-Do before they're due.
09 · Retirement
Plan for the life you're actually living.
Keep one committed retirement plan and try what-ifs beside it: a new job, a career break, an earlier finish. Pick the one you want and make it your plan.
Example account with sample figures
Mortgage paid off
2047 → 2047
Interest saved
£0
Home equity by 2035
£0
Retirement outlook
on track at 0