Money Map
See your accounts, assets, debts, property, and net worth in one clear overview.
AI-first financial clarity for UK professionals
One map for all your money.
MoniAtlas brings your accounts, assets, debts, cash flow, and future outlook into one calm financial dashboard, helping you see whether your financial life is actually moving forward.
Start free with manual tracking today. Connected accounts, richer planning tools, and AI-powered insights will unlock as MoniAtlas develops.
MoniAtlas provides organisation, tracking, planning, and insights. It does not provide regulated financial advice.
Money Map overview
£284,250
Cash flow
90-day outlook
Accounts
12 tracked
AI insight
Your financial position is moving forward this month.
Product preview
What MoniAtlas gives you
Cash flow planner
Understand what is coming in, what is going out, and what your next 90 days could look like.
Manual accounts
Start with simple manual tracking for bank accounts, savings, credit cards, loans, mortgages, property, pensions, investments, and crypto.
AI insights
Ask plain-English questions and get explainable insights based on the information available in your account.
Property and mortgage view
Track property value, mortgage balance, repayment details, rate end dates, and renewal timelines.
Future outlook
Build a clearer view of where your financial life is heading.
Your financial life is spread everywhere
Modern money is no longer simple. Your current accounts, savings, pensions, mortgage, credit cards, loans, investments, bills, and spreadsheets all sit in different places.
What am I actually worth?What is coming up in the next 90 days?Are my debts reducing?Is my mortgage position improving?Am I building long-term financial momentum?
How MoniAtlas works
Create your free account
Add your accounts
View your financial picture
Ask Moni
Pricing
Start free, upgrade as MoniAtlas grows
Compare what is included in Free, Founder, and Plus. Connected accounts, richer planning tools, and AI-powered insights will expand as MoniAtlas develops.
Free
For people who want to start building their Money Map and understand their financial position in one place.
£0/month
- Manual accounts
- Money Map overview
- Basic net worth view
- Basic cash flow planner
- Basic debt overview
- Basic property and mortgage tracking
Founder
For early adopters who want enhanced planning tools as MoniAtlas develops.
£4.99/month
- Everything in Free
- Recurring bills and payment tracking
- Enhanced cash flow planner
- Retirement snapshot
- Early access to new features
Founder plan is not charged yet.
Register interestPlus
For users who want connected accounts, automation, and AI-powered financial insights once those features are ready.
£8.99/month
- Everything in Founder
- Open Banking account connections
- Automated balance updates
- AI money assistant
- Forecasts and scenario planning
- Smart reminders
- Monthly money check-in
Household plan planned later at £14.99/month.No payment is needed to start. MoniAtlas provides organisation, tracking, planning, and insights. It does not provide regulated financial advice.
Feature comparison
What is included in each tier
Feature availability may change during early access. Future-only items are planned, not live product capabilities.
Core Dashboard
Money Map / financial overview
FreeIncluded
FounderIncluded
PlusIncluded
Net worth dashboard
FreeBasic
FounderIncluded
PlusIncluded
Assets vs liabilities summary
FreeBasic
FounderIncluded
PlusIncluded
Account category breakdown
FreeLimited
FounderIncluded
PlusIncluded
Mobile-first dashboard
FreeIncluded
FounderIncluded
PlusIncluded
Accounts
Manual accounts
FreeLimited
FounderIncluded
PlusIncluded
Bank & savings accounts
FreeIncluded
FounderIncluded
PlusIncluded
Credit cards
FreeIncluded
FounderIncluded
PlusIncluded
Loans
FreeIncluded
FounderIncluded
PlusIncluded
Mortgages
FreeView only / basic manual
FounderIncluded
PlusIncluded
Property value tracking
FreeBasic
FounderIncluded
PlusIncluded
Pensions
FreeManual only
FounderIncluded
PlusIncluded
Investments
FreeManual only
FounderIncluded
PlusIncluded
Crypto
FreeManual only
FounderIncluded
PlusIncluded
Edit/delete manual accounts
FreeIncluded
FounderIncluded
PlusIncluded
Document Storage
FreeNot included
FounderLimited
PlusIncluded
Open Banking
Link bank accounts
Free1 connection / limited
FounderIncluded
PlusIncluded
Linked current accounts
FreeLimited
FounderIncluded
PlusIncluded
Linked savings accounts
FreeLimited
FounderIncluded
PlusIncluded
Auto balance refresh
FreeLimited
FounderIncluded
PlusIncluded
Transaction sync
FreeLimited history
FounderIncluded
PlusIncluded
Reconnect expired consent
FreeIncluded
FounderIncluded
PlusIncluded
Cash Flow
90-day cash flow
FreeIncluded
FounderIncluded
PlusIncluded
Income vs spending view
FreeBasic
FounderIncluded
PlusIncluded
Upcoming balance risk
FreeNot included
FounderBasic
PlusAdvanced
Recurring bills/payment tracking
FreeNot included
FounderIncluded
PlusIncluded
Manual expected income/outgoings
FreeNot included
FounderIncluded
PlusIncluded
Category-level cash flow
FreeNot included
FounderBasic
PlusAdvanced
Cash flow explanation
FreeNot included
FounderIncluded
PlusIncluded
AI Layer
AI assistant access
FreeLimited prompts
FounderIncluded
PlusIncluded
Ask "What's my net worth?"
FreeIncluded
FounderIncluded
PlusIncluded
Ask "What changed this week?"
FreeLimited
FounderIncluded
PlusIncluded
Ask "Can I afford this month?"
FreeNot included
FounderIncluded
PlusIncluded
AI insight feed
FreeBasic
FounderIncluded
PlusIncluded
AI explains account changes
FreeNot included
FounderIncluded
PlusIncluded
AI cash flow summaries
FreeNot included
FounderIncluded
PlusIncluded
AI net worth summaries
FreeNot included
FounderIncluded
PlusIncluded
AI source references / "why" explanation
FreeNot included
FounderIncluded
PlusIncluded
AI scenario prompts
FreeNot included
FounderLimited
PlusIncluded
AI planning conversations
FreeNot included
FounderLimited
PlusIncluded
AI action orchestration
FreeNot included
FounderNot included
PlusFuture only
Future / Planning
Future dashboard
FreeBasic
FounderIncluded
PlusIncluded
Retirement snapshot
FreeNot included
FounderIncluded
PlusIncluded
Retirement assumptions
FreeNot included
FounderIncluded
PlusIncluded
Short-term goals list
FreeLimited
FounderIncluded
PlusIncluded
Goal progress tracking
FreeNot included
FounderIncluded
PlusIncluded
Scenario modelling
FreeNot included
FounderNot included
PlusIncluded
"What if?" planning
FreeNot included
FounderNot included
PlusIncluded
Mortgage renewal planning
FreeNot included
FounderBasic
PlusIncluded
Interest rate risk view
FreeNot included
FounderNot included
PlusIncluded
Property & Mortgage
Primary property tile
FreeBasic
FounderIncluded
PlusIncluded
Property value
FreeManual
FounderIncluded
PlusIncluded
Mortgage balance
FreeManual
FounderIncluded
PlusIncluded
Mortgage term/rate/monthly payment
FreeNot included
FounderIncluded
PlusIncluded
Auto mortgage balance projection
FreeNot included
FounderIncluded
PlusIncluded
Mortgage renewal reminder
FreeNot included
FounderNot included
PlusIncluded
Mortgage document upload
FreeNot included
FounderNot included
PlusFuture Plus
Mortgage document AI extraction
FreeNot included
FounderNot included
PlusFuture Plus
Insights & Alerts
Basic dashboard insights
FreeIncluded
FounderIncluded
PlusIncluded
Balance movement alerts
FreeNot included
FounderIncluded
PlusIncluded
Spending anomaly detection
FreeNot included
FounderLimited
PlusIncluded
Cash shortfall warning
FreeNot included
FounderIncluded
PlusIncluded
Mortgage renewal alerts
FreeNot included
FounderNot included
PlusIncluded
Pension/investment visibility prompts
FreeNot included
FounderIncluded
PlusIncluded
Push/email/SMS notifications
FreeNot included
FounderNot included
PlusFuture Plus
Data & History
Account history
FreeLimited
FounderIncluded
PlusIncluded
Transaction history
FreeLimited
FounderIncluded
PlusIncluded
Trend history
FreeNot included
FounderBasic
PlusAdvanced
Export data
FreeNot included
FounderIncluded
PlusIncluded
Audit/history view
FreeNot included
FounderBasic
PlusIncluded
Security & Control
Secure login
FreeIncluded
FounderIncluded
PlusIncluded
Consent management
FreeIncluded
FounderIncluded
PlusIncluded
Disconnect linked accounts
FreeIncluded
FounderIncluded
PlusIncluded
Delete account/data
FreeIncluded
FounderIncluded
PlusIncluded
GDPR privacy controls
FreeIncluded
FounderIncluded
PlusIncluded
Two-factor authentication
FreeNot included
FounderIncluded
PlusIncluded
Support / Commercial
Early access updates
FreeIncluded
FounderIncluded
PlusIncluded
Founder pricing lock-in
FreeNot included
FounderIncluded
PlusNot included
Priority access to new features
FreeNot included
FounderIncluded
PlusIncluded
Beta feature access
FreeNot included
FounderLimited
PlusIncluded
Priority support
FreeNot included
FounderNot included
PlusIncluded
MoniAtlas provides organisation, tracking, planning, and insights. It does not provide regulated financial advice.
Designed around clarity, consent, and control
Start manually, connect later
Read-only insight model
GDPR-first approach
Insights, not advice
User remains in control
Start building your Money Map
Create your free MoniAtlas account and start bringing your financial life into one clear view.